Insurance Planning Services for Medical Professionals

A fortified insurance plan makes sure you are covering your assets without buying more insurance than you need. We don’t sell insurance even though we have insurance licenses. We do take an independent and objective look at your insurance to make sure your policies are effectively protecting you and your assets. If you need additional coverage, we can recommend qualified people with integrity who can help you purchase an appropriate policy.

Why Should I Consider Insurance Planning?

As wealth grows, so does the importance of managing risk. Not all risk is related to the investment markets. Many of the risks business owners and high net worth individuals face come through taxation, in transferring business and financial assets to heirs, and unexpected life events such as the death of a spouse or family member, disability, or the need for long-term medical care.

Through our risk management services, we help clients develop plans and secure coverage for their wealth, ownership of a business, and other assets. As an independent firm, we shop the insurance markets to find coverage that fits a client’s specific needs whether for term life, universal life or whole life at a reasonable price. We offer no-cost, no-obligation audits of current insurance coverage for clients with existing policies. Often, our audits uncover gaps in the coverage or benefits offered and we can help clients find risk management solutions that match their current needs.

How IMAFS can help with insurance planning:

  • Reviewing your insurance coverage to make sure your assets are adequately covered and that you are not paying for unnecessary coverage.

  • Identifying current and future risk exposure.

  • Evaluating the need for disability or long-term care insurance.

  • Identifying any current policies that aren’t in your best interest and whether or not it would be cost effective to surrender the policy.

Are You in Need of a Financial Health Check Up?